In this insightful video, Pace discusses the possibility for sellers to purchase a new home even after selling their previous property via subject to. Through a detailed conversation with a lender and loan officer, Pace explains how sellers can navigate this process, emphasizing the role of underwriters in ensuring successful transactions. He delves into various creative finance options, such as subject to and lease options, and highlights how they impact the seller’s debt-to-income ratio. Additionally, Pace underscores the necessity of educating both clients and mortgage originators, dispelling misconceptions about the legality and mechanics of creative finance deals.